Need Help Placing

[Jack B]

Female age 70, 5/2 205 lb. takes meds for blood pressure, also takes meds for Schizophrenia, takes Insulin for diabetes under control, looking for 20K coverage.

Which company is her best option?

 

[indiana260]

Female age 70, 5/2 205 lb. takes meds for blood pressure, also takes meds for Schizophrenia, takes Insulin for diabetes under control, looking for 20K coverage.

Which company is her best option?

I would go with AmCon. As long as she doesn't have heart condition

 

[Jack B]

I would go with AmCon. As long as she doesn't have heart condition

Thanks, do you have their rate on that?

 

[HoosierLife]

fexquotes.com $16/mo its worth it.

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$108...make sure not on more than 40 units of insulin per day and not diagnosed diabetic before 40.

 

[The Gimp]

Thanks, do you have their rate on that?

If you need an AmCon contract, give Todd king a call. Tell him James Roman sent you. His number is 540-400-6275.

 

[nfsmarketing]

Female age 70, 5/2 205 lb. takes meds for blood pressure, also takes meds for Schizophrenia, takes Insulin for diabetes under control, looking for 20K coverage.

Which company is her best option?

We've got Kemper - $197 per month; Guaranteed Issue, if that's what she needs.. What state is she in? Feel free to give me a call at 815-235-9907.

 

[Jack B]

She was diagnosed with Diabetes prior to 40, actually Foresters accepted her, then I got an email for them, not accepted because they say she was coached on the PHI, anything else out there?

 

[John Galt]

She was diagnosed with Diabetes prior to 40, actually Foresters accepted her, then I got an email for them, not accepted because they say she was coached on the PHI, anything else out there?

I really hope Foresters stops with their BS soon. They are surely starting to act like they don't need or want any business

 

[jdeasy]

We've got Kemper - $197 per month; Guaranteed Issue, if that's what she needs.. What state is she in? Feel free to give me a call at 815-235-9907.

Why on earth would you recommend GI for her? And if she needed GI she could certainly do better than Kemper.

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Female age 70, 5/2 205 lb. takes meds for blood pressure, also takes meds for Schizophrenia, takes Insulin for diabetes under control, looking for 20K coverage.

Which company is her best option?

From all that posted in this thread I would look at Americo.

 

[nfsmarketing]

Why on earth would you recommend GI for her? And if she needed GI she could certainly do better than Kemper.

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From all that posted in this thread I would look at Americo.

IF she needs GI, it's an option. If she's been turned down for not meeting the diabetic criteria, it's a carrier that would take her. Didn't say it was as good as getting preferred underwriting. GI is never cheap, but provides some coverage if they can't qualify anywhere else.

I'm not familiar with Americo's underwriting or pricing. How do they word the diabetic questions, and what would the premium be?