Neuropathy Day 1 Coverage

Discussion in 'Final Expense Forum' started by randallcunn12, Aug 10, 2017.

  1. suranceman
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    suranceman Well-Known Member

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    Dang. I have not.

    I wasn't trying to point out you being wrong. I only mentioned it in case something had changed.
     
  2. kuhn123
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    kuhn123 Well-Known Member

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    AHL will not offer Day1 coverage with insulin use.
     
  3. suranceman
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    suranceman Well-Known Member

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    Then my cheat sheet is wrong. Thanks!
     
  4. Mattschmidt
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    Mattschmidt Well-Known Member

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    Maybe Primerica, AllState, or AAA can provide coverage since you represent them. Check out this screen shot from Michael's web page intentionally misleading the general public
     

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  5. Baseball7
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    Baseball7 Well-Known Member

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    Diabetic complications is modified with LH
     
  6. suranceman
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    suranceman Well-Known Member

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    Sorry your information is outdated. I have a LH agent friend and he confirmed this to be true.
     
  7. jdeasy
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    jdeasy Well-Known Member

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    I'm sure he told you that and would write it and it would probably be approved. But they better hope they make it 2 years because LH says that's not level coverage.

    If you were to ask the company, that is.;)
     
  8. Baseball7
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    Baseball7 Well-Known Member

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    There app says "diabetic complications in the last 2 yrs" but neuropathy is a have you EVER issue, it's a perm. condition not a medical event like say a high or low blood sugar event.
     
  9. indiana260
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    indiana260 Well-Known Member

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    Very interesting thing happened yesterday. I had a lady that has taken out a LH policy back in Jan. She had a stack of stuff from different insurance plans she had and one thing was a letter from LH. I asked if I could open it and once I did I was surprised.

    The letter States that it is very important that she review the attached health questionnaire for accuracy. Attached was the health question page from the app.

    I was impressed with LH for this. To many companies look the other way on clean sheeting. They are being proactive.

    Still replaced it tho
     
  10. jdeasy
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    jdeasy Well-Known Member

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    I've seen those too. There was a local agent with them, may still be?, that was restricted from writing insulin diabetics with LH. I argued with him about it because I used to be with LH. I told him that LH did write insulin diabetics level. he said, no you misunderstood, "I can't write insulin diabetics".

    I asked what he meant and all he would say is, 'long story".:yes:
     
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