Okay so I just got my license in L&H and P&C and I don't know which direction to go in. I have shadowed a Independent agent that I am good friends with and from my understanding, many like the independent way better, not saying everyone though. I know you get higher commission, higher renewals, and you get to keep you book of business if you worked from company to company. I have also had interviews with State Farm, Allstate, and Aflac, and Farmers. After further research I've really knocked it down to State Farm or Allstate. I feel like I might get excellent training, and a lot of support from the staff if i went this way, as well as a reputable name. Being that I'm 21, have little capitol and little experience, would it be best to start at a captive agency, learn the ropes, understand the business in and out, and then branch off independent and cut my losses on that book of business? Or should I start at a independent agency? Also, the State Farm Agent offered salary (35k-40k)+commission? So with that said would it be wise to start there, save as much money and obtain as much information, then go Independent and start dropping leads and branch that way? I know I've gotten a little confusing here but any reply would help. Thanks!