New Health Care Reform Position

[moonlightandmargaritas]

However, I'm just pissed the government and "poor" can get health insurance 100 times better than me. And I pay for it. I'm sick of it.

I think a lot of people feel that way.

There's really only one effective protest - the one you make on election day.

 

[HealthGuy]

Moonlight: Its going to be a bloodbath come election day in November. But unless fiscal conservatives on BOTH sides of aisle truly lower health care costs through legislation they are going to be slitting their wrists as well. The middle class right now is pissed. They want real change and real hope.

 

[Dave020]

A friend of mine got a government contract job and wanted to compare his group offering to IFP to see if he could save money.

Group for him and two kids after employer contribution on a very rich very low deductible Anthem plan, $112 per month.

I told him to forget IFP and just enroll in the group. $112 a month, wow!

 

[medx]

Interesting times for sure.

Medicare supplement insurance information guide website and Medicare supplement Insurance website
American Seniors Insurance
www.americanseniors.com (American Seniors - Medicare Supplement Insurance Quotes)

National Medicare Supplements
medicare supplemental insurance guide
Get answers about medigap plans in your state
www.nationalmedicaresupplements.com

 

[Dave020]

Dave 020: I get your point: but how is a 10K really health insurance? Its catastrophic loss insurance, that is all. I'm not saying its wrong either, I believe it works. I have a high deductible health plan myself. However, I'm just pissed the government and "poor" can get health insurance 100 times better than me. And I pay for it. I'm sick of it.

Part of the problem is the middle class squeeze. Gvt and poor get rich plans paid for by the governments (state or fed). Groups get rich plans paid for by employers.

Individuals and families get the squeeze with poorer plans, high deductibles, higher premiums, no maternity and so on.

I think it has to do with the numbers. Probably 100% or very close of group, gvt and poor enroll in the coverage since it costs little or nothing (then complain if ER co-pay goes up to $25!).

IFP, for California mirrors the nation. About 33% participation by responsible people and 67% either uninsurable (smaller %) or unwilling to buy coverage (larger %).

CA has 8.5 million not covered by group/gvt/Medicare/Medicaid. Of those 8.5 million, only 2.1-2.5 milion purchase and maintain private coverage. That leave the 6 million uninsured. It mirrors the national number almost exactly (16M on IFP, 47M uninsured).

Now, assuming in CA 4M of the 6M are choosing to go uninsured but are not precluded due to health conditions, that system is going to fail.

Carriers wanted O-care for one thing, mandate of coverage.

 

[HealthGuy]

The benefit rich government health plans and "poor - 300% above poverty level poor" welfare state sponsored health plans are a HUGE part of this problem. And who do you think overuses the health system and drives up costs: The government workers and the poor - because both pay virtually NOTHING for their insurance. Its simply WRONG...And the rest of us who buy our own insurnance AND PAY for THEIR INSURANCE are afraid to go to the Dr. because God forbid if we ever move insurance companies we have RIDERS if we are diagnosed with something. Total BULLSH1T.