New Life and Health Texas Agent: Starving

[SPUR CITY]

I am a new agent in Texas. I basically started in February. So far I am not really interested in selling life. But I do like selling Medicare and Healthcare products. I am really having trouble getting leads. Health insurance is dead right now and the only health insurance I have that is paying commissions is Molina. So I am working on Medicare. I am really having a hard time finding clients and I am going broke. I have been putting materials in Dr. offices and talking to practice managers. Still can't reach T65's How do I get started. BTW, I tried Sales-Associate pre-set appointments for T65's. They took my $900 and gave me nothing. Not bad leads. No leads. Will not answer my calls or emails. I am still interested in buying leads but only with a reputable company. Are there any reputable lead companies for T65's? What other ways can a new agent reach out to the T65 market without any referrals to work?

Where in Texas are you?

 

[Patchntx]

I work Health and MA in North DFW. Mostly Denton, Dallas, and Colling Counties. I live North of Frisco.

 

[joet]

have you tried any of the T65 lead companies?

 

[Patchntx]

have you tried any of the T65 lead companies?

I used Sales-Associate. Spent almost $900 and got zero leads. They won't return my calls. That was my whole lead budget. I also have 2 counties of eligible T65 prospects. Just not having much luck cold calling. I am a great close but suck at prospecting.

 

[shotgunenergy]

Where in Texas are you?

Did you put the charge on a credit card? If so, call the CC company and refute the charge..

 

[GingerNinja]

You can for med supp. Lots of big call centers working Texas. But Texas is a big state!

Call the ones that are not on the DNC list, then door-knock the rest.

Break the list down into counties, then zip codes.

Then use a route optimization tool to build your routes.
https://www.route4me.com/

Then just like the UPS man work your route. I made 100+ stops a day when I did this. Lots of wear and tear on your car, but depending on the area, door knocking T-65 list works better than cold calling.

As far as what to say when they open the door, I just copied what I think Chazm posted on here a few years ago:

"Hows it going?

I'm Patchntx,

The reason I stopped by is I help people out who are going on Medicare for the first time.

I understand your turning 65 soon.

I'm sure you're getting a lot of mail from different companies like, Mutual of Omaha and AARP.

Am I right?

I work with most of those companies.

I can show you what Part A and B cover and what options you have.

Have you started looking at your options yet?"

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Have you ever tried to cold call/door knock for FE?

The barrier of entry is much lower with MS for the cash-strapped new agent.

FE is not a good fit for the financially challenged!

In my opinion, if you are cash strapped don't get into the business.

 

[DariaOC]

I used Sales-Associate. Spent almost $900 and got zero leads. They won't return my calls. That was my whole lead budget. I also have 2 counties of eligible T65 prospects. Just not having much luck cold calling. I am a great close but suck at prospecting.

They have a FB page, maybe post on it that you are having issues with the leads. they maybe will do something or delete your post. Don't use your full name however. I had good luck with issues regarding different companies on FB. For example my utility company took care of things fast. Use your judgement on this one.

Yes contact your CC company and put in a dispute for the money. Never use your debit card as you only have a few days to dispute and local banks will not give money back if you did the purchase. So I use my actual Visa CC and not my checking visa. Good luck

 

[thomasm]

In my opinion, if you are cash strapped don't get into the business.

Or I would check out some of the career agencies that will provide enough leads to keep you busy week in and week out like Daviso and others.

A lower contract even with B leads is better than 100+% contract with nobody to see!

 

[GingerNinja]

Or I would check out some of the career agencies that will provide enough leads to keep you busy week in and week out like Daviso and others.

A lower contract even with B leads is better than 100+% contract with nobody to see!

Daviso? Really?

Why would anyone want to work with a hot a head?

It's like buying leads from that one jerk. No thank you.

 

[thomasm]

Daviso? Really?

Why would anyone want to work with a hot a head?

It's like buying leads from that one jerk. No thank you.

I'm talking about their career agent side, not the lead division.

Do you know anyone who worked that program?