New Recruit with the Duck

The Duck is a mlm/pyramid scam at best. The only way to make real money is to convince a bunch of other people that they can make real money selling the Duck's products and then have them convince even more people they can make real money, and on and on.

As agents wash out you get to keep their business. One of the favorite tricks is to get the agent to write themselves policies so they get a quick commission check and think they are making money while going door to door selling the Duck.

Yup. Here in IL they required each new agent to write an Accident and Cancer policy on themselves after finishing sales school.

Extortion is a word that came to mind.
 
stuy119 - Here in Indiana it was not that way - not made to buy a cancer policy, that is. We were told that we should sell to as many family members as possible though. That way we would have commissions rolling through. The whole experience was, and for lack of a better way of explaining it, creepy.

To be fair, though, I was not there for very long. Just a few days, in fact - some of which was following a so-called mentor around to businesses that were in no mood to see us. Most liked Aflac and recognized the name but were so inundated by the never-ending cadre of agents, it was futile even trying to get their business.

I see the need to sell these kinds of insurance products – and there is even a demand for them. On top of that, people generally like them, I think. That said, Aflac has a business model that I cannot be part of. I want to be a professional, not some damn hack people laugh at. I won't degrade myself like that.

All of this said there is a lady that lives about twenty miles away that made a lot of money selling Aflac in the early to late 90's. My aunt was her accountant and she said I would not believe the amount. She would only say that it was lower to middle 6 figures. I'm not sure you could do that now.
 
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