DonP’s correct on United also . In my area always been like that . I’m rarely wrong . It’s possible different states have different rules with carriers . You ask a regional they know Jack on any of this . I’ll be testing Aetna on this in 2024
If they have a pdp card 100% United and Humana prorate . Example dual on Medicaid and pdp card gets his Medicare card . Humana and United prorate . All my friends in other states say same thing . Aetna I have no idea . 2 yrs ago Humana and WellCare used to not prorate . WellCare I have no idea now . So it might depend on state . United seems to prorate nationwide .New to Medicare full trueup anytime
