New Transamerica New Online Rate Calculator

[noah]

Does anyone have the link to get the new rate calculator ?

New business told me they put one out a couple weeks ago,transferred me to sales to get help and after a 30 minute hold the call disconnected.
And oh,due to Covid.....not accepting apps on anyone over 75.

 

[HoosierLife]

Does anyone have the link to get the new rate calculator ?

New business told me they put one out a couple weeks ago,transferred me to sales to get help and after a 30 minute hold the call disconnected.
And oh,due to Covid.....not accepting apps on anyone over 75.

myTransware - Final Expense Solutions

 

[noah]

myTransware - Final Expense Solutions

Thanks dude.

Do they have a rate app for appl/android ?

Probably going to use them as needed......getting too many counter offers to graded/declines on COPD,heart meds.

Phone interviews take way to long when writing standard cases.

 

[Baseball7]

Noah who are you using that you're having that much trouble? Transamerica's process has not improved and I would completely discourage you from starting to sell them again.

 

[noah]

LBL,RNA,MOO......

AGAIN,Trans as needed as in cases where the interview is counter offered,declined .

Whose giving day 1 Preferred coverage for someone on carvedilol,isosorbide,Nitro ?

No matter how tight your risk assessment is these people we deal with have been prescribed all kinds of flagged meds we never know about .

I know a seasoned agent 30+ Years in the biz that's using them,paper apps only.

I would only use them paper app,last resort.

 

[Baseball7]

Whose giving day 1 Preferred coverage for someone on carvedilol,isosorbide,Nitro ?

Am Memorial or write it rop/graded else where

those are dead sick people the carriers don't want for a reason

 

[noah]

Am Memorial or write it rop/graded else where

those are dead sick people the carriers don't want for a reason

How about a F,61,NT,breast cancer/mastectomy 03/2015 taking anastrozole?

Who's giving preferred on that case other than Trans?

 

[Life Hawk]

How about a F,61,NT,breast cancer/mastectomy 03/2015 taking anastrozole?

Who's giving preferred on that case other than Trans?

I had one move through KSKJ life a while back. She was on Tamoxifen. I called it in before I submitted it and they took her standard which I was quite pleased with.

 

[Baseball7]

How about a F,61,NT,breast cancer/mastectomy 03/2015 taking anastrozole?

Who's giving preferred on that case other than Trans?

aml
Fbl
Foresters

 

[noah]

So with cases that Trans would take preferred (maintenance meds) or standard that would be GI everywhere else,is it better to write and run GI or even walk than fooling with Trans at this point ?

Their 32 page Amendment causing app and E app which requires broadband.

Their standard T rates are very high and they may not pay a death claim in the 1st 2 years.

I can write it for around the same $ with GW GI and be protected with their 9 month charge back .

With the exception of a few,FE companies are hard to work. Because of HIPPA we have no idea what's in the insured medical records.

Just saying.