Newbie question

Mar 31, 2008

  1. Colorado Newbie
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    Colorado Newbie Super Genius

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    I just got off the hone with a lady that is currently living in Colorado and will be moving to Wyoming in July. Her current coverage is through group and will be ending when she moves (retirement) She says that everyone that she has talked to so far has been unwilling to help her. Anyone know or have any ideas as to why?

    Any help woul be apprecated!
     
  2. Dave020
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    Dave020 Super Moderator Moderator

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    Did she give you a rundown of her medical situation? I would think that if no one wants to help her she may insurability issues.

    That being said, loss of group coverage (continuation or otherwise) due to geographic relocation creates HIPAA eligibility.

    Perhaps no one can earn any $ selling HIPAA in Wyoming so no one wants to touch it?

    Just some thoughts.
     
    Dave020, Mar 31, 2008
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  3. InsuranceBenefitsGroup
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    InsuranceBenefitsGroup Guru

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    You should be able to sell her a Golden Rule HIPAA plan, it should be commissionable. Call GR at 800-657-8205
     
  4. Delta76
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    Delta76 Guru

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    Don't know the specifics, but Wyoming does have a state risk pool if she is medically ineligible. She is guaranteed accepted if she's a Wyoming resident and refused coverage else where. If HIPAA eligible (sounds like she would be), no prexisting exclusions.

    I don't work the Wyoming market, got all the information from:

    www.tnhis.com/WY
     
    Delta76, Mar 31, 2008
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  5. salpro22
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    salpro22 Guru

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