NGL Asset Guard SPWL

[rousemark]

That's the way it reads, but it doesn't make much sense. I don't know why someone would bother putting in .991 when they can make so much more at .999. It's a negligible difference up front, even at $50k, that is more than made up in the first year.

I don't think they are "making" anything.. The DB is increasing by that amount to cover the inflation of the services provided by the FH.

 

[Todd King]

Somebody asked what the commissions are. It depends on the amount of the initial premium. See the attachment.


View attachment 2014 -NGL-Level 6s All Growth.pdf

 

[HoosierLife]

Why would they pay less on higher face amounts??

 

[JoshC]

I don't think they are "making" anything.. The DB is increasing by that amount to cover the inflation of the services provided by the FH.

I understand that. Perhaps I should have said that the 2.5% keeps up with inflation much better than the .5%.