Non-Med Universal Life Policy

[Blessed]

Hello Everyone,
I would like to know which Insurance Companies offer
Non-Med Universal Life, Critical Illness policies (simplified issue) that can be sold over the phone. I would like to know at least three of them.

Also do they offer direct contracts?. Thanks.

 

[Thatguy]

Good luck finding three. In fact, good luck finding ONE. Nobody that I know. I know of Non Med U/L; and I know of policies that can be done over the phone. I don't know anyone that does both.

 

[Blessed]

They don't have to be the same insurance company offering both Non-Med Universal Life and Critical Illness. They can be different companies. Thanks.

 

[Thatguy]

You don't understand. It's not the CI and UL combo that I'm saying. It's the UL and Phone combo. I don't know of anyone that does Non Med U/L over the phone.

 

[Mark]

Assurity Life Does. A lot of companies will allow you to sell the client sight unseen these days. SOme companies even have E-apps. Assurity Life will be 100% E-app this year. They just made their term product also on the E-app.

They also have a good C.I. product that is non med and on the E App.

GTL has a good C.I. non med E- Product also.

 

[Thatguy]

Assurity Life Does. A lot of companies will allow you to sell the client sight unseen these days. SOme companies even have E-apps. Assurity Life will be 100% E-app this year. They just made their term product also on the E-app.

They also have a good C.I. product that is non med and on the E App.

GTL has a good C.I. non med E- Product also.

Assurity allows their term product to be done sight unseen via electronic app; at the moment, they do not allow their UL product (as far as I know.) So to answer his specific question, I do not believe Assurity will allow him to sell their UL product via phone app or E-app. Correct me if I'm wrong.

 

[Mark]

American Amicable has a non med $200,000 to age 70 UL that is good, but you have to see them face to face.

Assurity life will go e app on that UL by the end of the year.

 

[souldeux]

Can you e-app MoO's non-med UL?