- 15,041
Have you heard that MLR is state specific? So far, everything suggests that the MLR is a company wide measure.
Nullification of Obamacare
- Thread starter houcoogster
- Start date
Have you heard that MLR is state specific? So far, everything suggests that the MLR is a company wide measure.
The benefit of buying across state lines is too avoid onerous state mandates. Consumers in NJ with numerous state mandates, can instead purchase a policy in FL or AZ which have less mandates, and therefore lower cost. The negative, it's a race to the bottom in plan design. Much like corporations prefer to register in Deleware, where cost and laws favor corps.
- 14,808
Imagine owing a car in Manhattan and being able to buy car insurance for it in the suburbs of Kansas. Anything think that would work?
- 8,707
I think the people of Kansas Suburbs will quickly find the cost for their insurance increase.
- 901
Each insurer will start marketing ONE plan that is "domiciled" in ONE state.
Which state might that be?
The one with the least regulation. Whatever that is.
Imagine. What if people in New Jersey could buy a plan from Nebraska for $215/month instead of $2,000/month?
This approach would produce a ton of new policyholders, at least for the smart carriers. If there are any left.
Which state might that be?
The one with the least regulation. Whatever that is.
Imagine. What if people in New Jersey could buy a plan from Nebraska for $215/month instead of $2,000/month?
This approach would produce a ton of new policyholders, at least for the smart carriers. If there are any left.
- 630
How would that effect doc and hospital network negotiations? Would a doc in NJ get the same negotiated rate from the insurer as the doc in Nebraska? Just wondering.
- 15,041
How would that effect doc and hospital network negotiations? Would a doc in NJ get the same negotiated rate from the insurer as the doc in Nebraska? Just wondering.
That is the thing, it sounds great until you look further into all the details.
- 630
Who cares about details? Maybe all the NJ docs will move their practices to Nebraska so they can afford to be in business.
- 15,041
The devil is in the details.
- 630
Amen: maybe I can tell my liberal friends "I told you so" while we are all waiting in the unemployment line. Hey wait a minute, I don't qualify for unemployment, darn!
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