We have a personal lines package auto/home. The home is paid by the mortgage company and was paid in full. The insured did not pay the auto and it resulted in a cancellation for non-payment. If it legal for the insurance company to cancel the entire package policy or should they be forced to write the home alone.
NY Personal lines auto/home package
- Thread starter dmetzger
- Start date
What does the cancellation provision in the policy say? To answer the question, I'd start with reading the policy.
- 2,623
One of your earlier posts says you've been in the personal lines business for at least 40 years.
Hard to imagine anybody in the business that long not knowing where to look for the cancellation provisions of a policy.
Since another one of your earlier posts indicated that you were in NY I have taken the liberty of looking up NY's cancellation statute for you:
2016 New York Laws :: ISC - Insurance :: Article 34 - (Insurance) INSURANCE CONTRACTS-PROPERTY/CASUALTY :: 3425 - Certain property/casualty insurance policies; cancellation and renewal provisions; agents' contracts and brokers' accounts.
