Ohio National is a Class Act

[WinoBlues]

Also at 4 there is no advance available. At 5 there is, also at 5 and above you have to maintain the production level or they will drop you back. At 4 and below they pretty much leave you alone, no production calls from the regional.

They have a competitive term product that can be sold by phone. Had a real nice guaranteed UL.

 

[VaDwayne]

Do all starting PGA contracts have the same level commissions or are there different starting levels based on previous productions?

No they are different, depending on prior production. Most new agents start at level 4 but I was able to get a better contract, and I am also enrolled in the Profit Partnership plan.

I basically went there to learn more about this business, and I absolutely love selling med supps, and that is what I am going to continue to do because I am improving in that field and I actually like it. However, I can see where this company is going to be a good partnership for me in my life sales.
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Also at 4 there is no advance available. At 5 there is, also at 5 and above you have to maintain the production level or they will drop you back. At 4 and below they pretty much leave you alone, no production calls from the regional.

They have a competitive term product that can be sold by phone. Had a real nice guaranteed UL.

For guys who contract After Oct. 1, they will remain at their level, or go higher, for next year. I you start at level 5, you can't drop below that next year.
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Also at 4 there is no advance available. At 5 there is, also at 5 and above you have to maintain the production level or they will drop you back. At 4 and below they pretty much leave you alone, no production calls from the regional.

They have a competitive term product that can be sold by phone. Had a real nice guaranteed UL.

The production level is only 32000 of first year annualized commission for level 5.

 

[DHK]

At 4 and below they pretty much leave you alone, no production calls from the regional.

Can you elaborate on that point for me?

Does this mean that at higher levels, your regional becomes "your manager" and asks about your production?

How often?

 

[Franz Kafka]

A great info. Thanks, guys, for sharing.

 

[VaDwayne]

Can you elaborate on that point for me?

Does this mean that at higher levels, your regional becomes "your manager" and asks about your production?

How often?

I have never gotten a call from regional and I have done absolutely nothing since signing. I can tell you this, there were 68 GA's there and I didn't speak to a single one who is unhappy.

 

[WinoBlues]

Can you elaborate on that point for me?

Does this mean that at higher levels, your regional becomes "your manager" and asks about your production?

How often?

You may get friendly pep calls of encouragement. And helpful production reminders. Especially that last half of the first full year. His bounus and job count on the numbers.
Remember they were/are a captive life company. The PGA side is the newer side of the house. But growing.

 

[VaDwayne]

You may get friendly pep calls of encouragement. And helpful production reminders. Especially that last half of the first full year. His bounus and job count on the numbers.
Remember they were/are a captive life company. The PGA side is the newer side of the house. But growing.

ON must be huge in California. There were tons of agents there from CA.

 

[DHK]

Thank you both.

I'm thrilled with Ohio National, but I don't want someone to be "in my face" on my numbers, etc. Otherwise, what's the point of being a PGA or independent agent?

Pep calls? Okay, I can work with that. Production reminders? Okay. His bonus counts on my numbers? Okay. Assistance with a case? I'm sure to expect that as well, just not a lot of "hand holding".

As long as it's "I'm here to help" and "You're only $x away from the next level" are good. I would expect that on occassion.

 

[WinoBlues]

I have never gotten a call from regional and I have done absolutely nothing since signing. I can tell you this, there were 68 GA's there and I didn't speak to a single one who is unhappy.

I can not speak for anyone else. California has gone thru Several regionals. And had none for a year or so. If you do not hit the number you will get a letter letting you know of the automatic decrease.
Are they a strong conservative Company? You Betcha. Have put some family members in their ULs.
They have some real heavy hitters.

 

[DHK]

ON must be huge in California. There were tons of agents there from CA.

I heard about Ohio National for the first time at a MassMutual "Life Academy" where Art Sanger was presenting LEAP and Wealth In Motion in an optional session. Found out that he was leaving LEAP systems (as a trainer) to be a GA for Ohio National. At that time, I knew there had to be SOMETHING going on with them.

Then I read about them on another forum (www.topgunproducers.com) and it was recommended to me to contact Ohio National for their whole life product when I left the MassMutual career system.

And I'm very glad I did.

The insurance product line is competitive. The term is very inexpensive. I don't worry about price in the permanent products because it's all about strategy, but again, they're competitive. Wish they had EIAs though.

All that matters to me is: stability, agent treatment, policyholder treatment and everyone wins!