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PhxSunsFan

Guru
600
friend has healthnet hmo but doctor wont accept. He wants to change to a ppo:
easy to change now to silver 70 off exch ambette ppo for 693.00 a month san diego male non smoker 10/22/76
are there lower priced or better to just switch within heathnet?
when able to drop back to hmo?
no exclusions or watiting periods?? thanks
 
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