Oral Diabetes and wants a Policy with Disability included

Discussion in 'General Insurance Agent Discussions' started by dvd493, Dec 19, 2006.

  1. dvd493
    Offline

    dvd493 Super Genius

    Posts:
    214
    Likes Received:
    0
    Does anyone know who would approve a non medical policy for a man age 50 and wife age 49 both have diabetes and take oral medication for it. Both controlled and not applied for insurance in the last 5 years.

    They both have life insurance through work but wanted another policy on there own. It can be a stand alone disability but, I think that will cost to much. They will also take a life insurance policy that has a disability rider attached.

    I don't know if its possible to have a non med with this or not. Any companies that would approve them non med or med will work. Who can I look into for this? Thanks for the help.
     
  2. arnguy
    Offline

    arnguy Guru

    Posts:
    7,786
    Likes Received:
    12
    State:
    Pennsylvania
    For disability I would suggest Illinois Mutual and Assurity. Bot have plans for impaired prospects.
     
  3. arnguy
    Offline

    arnguy Guru

    Posts:
    7,786
    Likes Received:
    12
    State:
    Pennsylvania
    For disability I would suggest Illinois Mutual and Assurity. Bot have plans for impaired prospects.
     
  4. dvd493
    Offline

    dvd493 Super Genius

    Posts:
    214
    Likes Received:
    0

    Thanks, I'll look into them.
     
  5. dvd493
    Offline

    dvd493 Super Genius

    Posts:
    214
    Likes Received:
    0
    I just looked at the web site for Illinois Mutual. They look like a great company with a lot of what I need. Does anyone know if it's best to go direct with them or go under a GA. Any idea what the commission levels are on each?
     

Share This Page