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The biggest reason I am going with them is because you can have a home office. Most of the others require an office. I have heard good an bad about all these wholesellers.... Some people hate superior access while others love them. They offer good commissions if you pay the $110 a month fee and they say you can take your book of business once you get appointed with a company. That is huge. The biggest con is that you do not have binding authority. If you are going to do a lot of commercial i heard Insurance Noodle is the way to go. Look them up.
My plan is to use Superior access for a couple years and get appointed directly through the competitve companies in my area once I get a book of business. I'm hoping to get started at the begining of next year so I can let you know more than.
One more thing.. If you want to learn more about them and their contract, go to their website and call their customer service line. They are very helpful. I spoke with reps from Smart Choice, Insurance Noodle, Superior Access, and few others. Just decide what is important for you, ie binding authority, owning your book, commission %, and find out who has the best contract for you. It seems to be the only way to go for a new agent starting from scratch. Just remember that most people use these wholesellers as a starting point to build a book so make sure you have an exit strategy and the contract you use allows you to do what you want. Good luck.
Thanks,
Dan
Have you considered getting a virtual office? Depending on where you are it should be about $200 a month for the receptionist, phone line, and mail services. That way you have a business address and don't have to use Superior Access. Also a good way to keep your home address private.
I am leaning towards Smart Choice because you have binding authority and your own producer codes. I have a few direct appointments lined up just want to use the wholesaler to fill in the gaps.