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Short answer is yes.Can someone who doesn't have enough credits to qualify for "no premium" Part A get some kind of assistance?
Income is going to be a factor with both.This is a referral . . . I know nothing about his income, just that he said he can't afford A + B + Medigap + Part D. Also know he is being treated for cancer. Chemo is Part B.
Tough choices.
He lives in a neighborhood with $500k+ homes. I don't know if home value and assets count in the MSP/LIS calculation or not.
This is all new territory for me (and him)
He needs, presuming he gets less than 400% or 500% of the poverty line (depends on the programs), to look into the grant programs that can be used to help pay insurance premiums and copays (they usually open a couple of times a year so that would be an issue and you need to be quick to get the grant). Pan Foundation, Accessia Health Foundation, Healthwells Foundation, Good Days foundation, if he has a blood cancer leukemia and lymphoma foundation, copays.org... and there are likely more than that. While often they give only $4000-5000 (which can be a drop in the bucket with cancer care) that, at least can help since it can usually be used to pay insurance premiums. Most of those have email alerts if you want to sign up for that for a particular cancer assistance fund.This is a referral . . . I know nothing about his income, just that he said he can't afford A + B + Medigap + Part D. Also know he is being treated for cancer. Chemo is Part B.
Tough choices.
He lives in a neighborhood with $500k+ homes. I don't know if home value and assets count in the MSP/LIS calculation or not.
This is all new territory for me (and him)
Another hurdle would be the five year wait for immigrants. Assuming he is one.@annon123 thanks for the information. I never thought of grants.
He turns 65 in April so I don't know if there is enough time to process and hope for help.
So far we have not talked on the phone . . . I am guessing a heavy accent based on his name and he has worked abroad for a number of years . . . prefers email correspondence. He also has been reluctant to share some personal details which make it more challenging.
IF he can get everything in place chemo shouldn't be a problem with Part B and a G plan.
five year wait for immigrants.