This guy is on the fb groups and went wild when somebody copied his video for their you tube video. That's why all Aetna plans are a stay away from as they all have the $590 deductible and % copays tier 3-5 . So any client on only tier 1-2 right now will get a nasty suprise when they get a tier 3 like in June or July . Cigna plans this yr have no rx and all % copays tier 1-4 . But I've noticed some cheaper drugs moved to higher tiers . But it's great for the eliquists and oxempics . I expect most plans to have % copays next yr unless Medicare ups funding big