New client, T65 in August. No insurance for 10 years. Using PAP for one or more med's.
Have not discussed med's in detail. Most of the initial consult was acclamating her to Medicare options.
She mentioned the PAP in passing.
Many PAP's will drop you from the subsidy once you obtain drug coverage. This makes me wonder if going without D is a good thing or not. Will know more once I have a list of her med's and can compare what she pays now with the coupon vs under Part D.
I have always advised clients to secure drug plan coverage but this could be a completely different scenario.
Have any of you encountered a similar situation and if so, did you advise going without D?
Have not discussed med's in detail. Most of the initial consult was acclamating her to Medicare options.
She mentioned the PAP in passing.
Many PAP's will drop you from the subsidy once you obtain drug coverage. This makes me wonder if going without D is a good thing or not. Will know more once I have a list of her med's and can compare what she pays now with the coupon vs under Part D.
I have always advised clients to secure drug plan coverage but this could be a completely different scenario.
Have any of you encountered a similar situation and if so, did you advise going without D?