PC2 Rates

[Arthur Rudnick]

previously posted by CALTCAgent

Couldn't they get the 10% discount without both having to apply?
I was thinking we were talking about the 40% discount for both?

Sorry, I was referring to NY where the full discount is 25% and one spouse is 10%. In either case, both spouses must apply.

 

[TriciaS]

It has to be a good faith app. You can't put some one on there that should be an automatic decline from the knock out questions or underwriting guide.

 

[ltcadviser]

It has to be a good faith app. You can't put some one on there that should be an automatic decline from the knock out questions or underwriting guide.

Correct. Must be an applicant that you believe to be insurable. Can't just submit an insulin dependent diabetic for example and elect to not disclose the insulin use.