Phoenix Life? Anyone Using/used Them

[HarryRenard]

An FMO I work with just recommended them for an appointment I have with an 81yr old.

Wanted to see if anybody has any experience with them, good or bad?

Thank you.

 

[TRSecurity]

I also was recommended them by an FMO for a client interested in an income rider. They have three different bonus/payout options on their rider with annuities.

They are competitve with rates, but they were recently downgraded and I believe are in the B's with their rating.

I'm licensed with them, but have other carriers that are currently more appealing.

What sort of product does this client need?

 

[Carbmofo]

Their Reflections product that I just got was told to me as being "groundbreaking", but I have yet to see these earth shattering benefits. Stand by.

 

[TristanTLC]

They will write foreign nationals and Missionaries going abroad. Great carrier to have if you work in the religious community and deal with missionaries.