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I ultmiatetly decided to pass on PM and I will tell you why. They are strictly offering contracts through their semi-captive division no more brokerage contracts, unless you previously had one.
They probaly do have some great trainnng especially if you would like to learn the "in's and out's" of Long Term Care and Medicare. I also found out they had also had the most expensive medicare supplement I have ever seen, so they are pushing "brand name" in the med supp market big time.
In my area and the rest of the "mid-south" they are pushing their Hopsital Medical and Surgical plan to the underage health market.
My understanding is that they have discontinued sales of the Hospital Medical and Surgical plans due to uncertainty over health reform and are focusing heavily on Med Supp. They have an "innovative" Plan F that is a high deductible plan for the first 2 or 3 years and then becomes a standard F after that. They will be opening up a new block of Med Supp business under the PM name soon as well.