So I am not having much luck with my opening line. I work for 2 "Good Hands" offices, which I might say are like 2 different worlds (rates are competitive in 1). When I call I try to be quick, honest, and to the point. I merely say "Hi, is _____ there? Hi _____, this is Steve calling from (Good Hands) Insurance here in ______, I am just calling to see if you are interested in saving money on your insurance since we have just lowered our rates in the area." This has not been very successful, as most responses that I get are "No Thanks, we are all set" or "We already have insurance" (no sh!t). For example, I called close to 400 today, spoke to 36, and quoted 1. I would like to sell coverage, not price, but my successes with other means of prospecting have all been based on price. Please Help!