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Btw, I pre-qualify over the phone on 4 medical questions only... I'm a big believer in that time is money.. I also pre-bank qualify before I even ask for a list of the meds and proceed to the app... I have a benefits page I created years ago that is very effective- After that I tell the client that the carriers do require proof of insurability- So I ask them straight up "If I can get you approved will you or a family member be responsible to keep your policy enforce? If they say my daughter or son who lives in another state i simply make an excuse and leave.. If they say "Me".. I ask "Are you from Florida and do you bank locally?".. If they bring up a pre-paid CC I simply tell them no carriers take that and wish them luck
There is nothing like a nut hook when you go through the benefits, check meds, run rates, spend 5 min on the app till you get to the banking page and find they have a pre-paid... kinda like spending $40 on drinks and take home some broad, and after you unzip her dress your looking dead on a crank-... pack yer shit up and move to your next appt... trust me when I tell you this-
There is nothing like a nut hook when you go through the benefits, check meds, run rates, spend 5 min on the app till you get to the banking page and find they have a pre-paid... kinda like spending $40 on drinks and take home some broad, and after you unzip her dress your looking dead on a crank-... pack yer shit up and move to your next appt... trust me when I tell you this-