- 728
Agreed, I just don't understand why they wouldn't move the OEP closer to April seeing it's a tax based benefit.
Preparing For 2015 Open Enrollment
- Thread starter AllenChicago
- Start date
Agreed, I just don't understand why they wouldn't move the OEP closer to April seeing it's a tax based benefit.
- 4,686
Neat little video to show your prospective clients:
Health Insurance Explained: The YouToons Have it Covered | The Henry J. Kaiser Family Foundation
Health Insurance Explained: The YouToons Have it Covered | The Henry J. Kaiser Family Foundation
Maybe a new SEP? Extend the season of sharing?
Implementing Health Reform: New HHS 2015 Marketplace Enrollment Estimates – Health Affairs Blog
There is one vitally important step that the administration could take to substantially increase 2015 open enrollment. Beginning in late January and through mid-April millions of uninsured Americans will file their 2014 income tax returns. Many will become aware at that point for the first time that they will have to pay a penalty for not having had minimum essential coverage for 2014. These penalties are relatively small—for 2014, $95 per adult or 1 percent of income over the filing limit. Penalties for 2015 will be much higher, $325 per adult and 2 percent. But many will discover that they owe the penalty after February 15 when open enrollment closes and it is no longer possible to enroll for 2015.
The agencies should establish a special enrollment period lasting through April 15 for anyone who has to pay a shared responsibility penalty for 2014. It could clearly do so under its authority to authorize special enrollment periods for "exceptional circumstances." Doing this could not only extend coverage to many otherwise uninsured individuals and draw into the exchanges a group that is likely to be relatively low risk, but could also diminish hostility to the ACA which will surely increase if individuals are blind-sided by a penalty they can do nothing to avoid.
Implementing Health Reform: New HHS 2015 Marketplace Enrollment Estimates – Health Affairs Blog
There is one vitally important step that the administration could take to substantially increase 2015 open enrollment. Beginning in late January and through mid-April millions of uninsured Americans will file their 2014 income tax returns. Many will become aware at that point for the first time that they will have to pay a penalty for not having had minimum essential coverage for 2014. These penalties are relatively small—for 2014, $95 per adult or 1 percent of income over the filing limit. Penalties for 2015 will be much higher, $325 per adult and 2 percent. But many will discover that they owe the penalty after February 15 when open enrollment closes and it is no longer possible to enroll for 2015.
The agencies should establish a special enrollment period lasting through April 15 for anyone who has to pay a shared responsibility penalty for 2014. It could clearly do so under its authority to authorize special enrollment periods for "exceptional circumstances." Doing this could not only extend coverage to many otherwise uninsured individuals and draw into the exchanges a group that is likely to be relatively low risk, but could also diminish hostility to the ACA which will surely increase if individuals are blind-sided by a penalty they can do nothing to avoid.
- 728
If it starts in April they would already be over 90 days without insurance and be liable for the penalty for 2015, so what good would it do?
Ruggered...............P...R....O...-....R....A...T...E...D
-----------
Whatcha mean window shopping was delayed?
Whatcha mean it's only up for 5 days?
Whatcha mean notices haven't been sent out yet to aPTC clients?
Whatcha mean their are waiting rooms again?
Post-Election, HealthCare.gov Will Finally Let You Check Prices | The Daily Caller
-----------
Whatcha mean window shopping was delayed?
Whatcha mean it's only up for 5 days?
Whatcha mean notices haven't been sent out yet to aPTC clients?
Whatcha mean their are waiting rooms again?
Post-Election, HealthCare.gov Will Finally Let You Check Prices | The Daily Caller
- Thread starter
- #77
- 8,448
January 4, 2015
I am through, finished, stopping, no mas putting APTC-eligible clients in Automatic Premium Payment.
Due to delays in the Marketplace notifying carriers of plan changes, some BCBS clients have had their Jan 2015 premium drafted for both their "old" BCBS plan and their newly chosen BCBS plan.
Client persistency has been the same, whether they're auto-pay, or manual pay. So, I'm advising manual premium payment going forward. Less potential headaches for all concerned.
ac
I am through, finished, stopping, no mas putting APTC-eligible clients in Automatic Premium Payment.
Due to delays in the Marketplace notifying carriers of plan changes, some BCBS clients have had their Jan 2015 premium drafted for both their "old" BCBS plan and their newly chosen BCBS plan.
Client persistency has been the same, whether they're auto-pay, or manual pay. So, I'm advising manual premium payment going forward. Less potential headaches for all concerned.
ac
- 1,305
Honestly, who saw that coming!?!?!
- 1,305
And in probably not so new news, Humana can be added to the list of carriers who are auto debiting clients who not only choose a new plan but also canceled their coverage via the terminate coverage button on HC.gov.
The calls just keep coming in....
The calls just keep coming in....
Similar threads
