Private Flood Insurance - SINCE WHEN?

I have had issues, but mostly with the real small banks. In one case I ended up sending them the policy jacket. They sent back requirements that they needed to be hit. I replied back with information right out of the policy jacket.

After a lot of hand wringing, phone calls, etc... the bank finally stood down and accepted it.

One thing I tell all of my clients is to ASK their bank if they take Lloyds and/or Lexington. Now a days, most of the big banks (in my experience) are not an issue.
 
We got appointed with Neptune Flood, only written a few policies here & there but I have yet to come across any issues. They write personal flood in all 50 states I believe.
 
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