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Make sure to point out that the premium is guaranteed for the full 20 year period if it is....Some companies have been known to offer a policy where the rate is only guaranteed for a portion and make a big deal how they have never increased the rate (primerica) point out that your policy also has conversion options built in even at a lower cost if the buy term and invest thing does not work out.

You might also want to pull up the agent on the DOI website to see how long he has been licensed....Nothing like a "How long have you been doing this type question when the license is only a couple months old".
 
There are 25 companies cheaper and that have better conversion options then Primerica. Trans,protective, ING, American gen. just to name a few. Go to my site and you can quote for free with the top 25 carriers on the country just Dont put any real contact info in unless you want one of my agents to call and sell it for you hahah

Carlos
rmlcenter.com
 
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