Reasons to Buy Personal Umbrella Policy

[knoxinsurance]

Re: Reason to Buy Personal Umbrella

I am curious as to the rate for an umbrella with a DUI as well...never came across that...yet.

If you already have a DUI on your record then you wouldn't be rated as a "good driver." Therefore if you don't already have an umbrella policy it would be very difficult for you to qualify for one with the DUI on your record.

 

[DawnPatrol]

Re: Reason to Buy Personal Umbrella

I believe that if you have a unoc/hired liability endorsement on your personal auto policy it and the umbrella will extend the liability to protect you if you are driving a non-owned private passenger vehicle (not a 2 axle commercial truck), eg your company owned vehicle.
The liability would be a separate pot of money protecting you from the company's liability