*** Recommendations for a Final Expense Company that I can work for****

[Peter Marrero]

Any recommendations on a trustworthy company that I can work for?

Thanks

 

[JHG]

First Question you need to answer is your definition of Trustworthy?
Financial Strength, How long they have been in the final expense marketplace, Underwriting criteria, How well do they pay claims?

What type of support you require from training, vesting, compensation, etc.

Once you have determined which Company(s) and products you wish to offer the next and most important consideration is who you will team up with?
If you are new to the insurance marketplace you also need to "really" understand, most life insurance Companies do not offer direct contracts.
You will need to understand the various marketing organizations that you
may need to contract with to have access to the life insurance Company
you wish to represent.

Captive or non-captive
Compensation, such as first year commissions, renewal commissions, vesting, advancing, chargeback rules?
How difficult it maybe to obtain a release?
Training & sales support?