Allyson581
New Member
- 2
I only found out today that I may I may have a claim on my personal commercial auto policy. I would like to have opinions from professionals with auto insurance experience.
We purchased a used car and insured it with Geico for both comp and liability. It was being repaired so while it was being fixed, I rented a car, under my name with Fox. An acquaintance took keys from my hand and was playing with the them while standing around the car. It was a social gathering and I was distracted, went to the bathroom, etc. It was only upon leaving that I realized that "Tony" (not his real name) had driven off in the car. I wasn't too concerned at first, but got his number from someone and called. He answered and said he said "yeah, I'm on my way back." He never answered my calls again.
Long story as short as I can make it, I spent three weeks being told byFox that they would not report it stolen it was my responsibility and they were happily billing my credit card. I called local police in my town and Oakland Police and both refused to assist and refused to take a stolen vehicle report because it was a "civil case". I had another key and spent nights running to this guys Father's, Sister's and girlfriend's house in the in the Oakland "hoods" to repo my car back. I'm not a brother, so I looked somewhat suspicious. Never found it.
Eventually, it was dropped off at one of the Rentals locations. During this time I felt under seize without options. I am lucky that the final bill from Fox was only $3,500. It could have been so much worse. I have since paid this amount and thought lesson learned the hard way.
Then I read a similar situation but the guy hired an attorney and a claim was made on his personal insurance. The attorney said simply, "this car was stolen from you and it a theft is covered for loss"
Is this a legit thought process? What about statutes of limitations on filing a claim? I know it's seems a long shot but can't blame a guy from trying.
Any thoughts appreciated.
rental car was stolen and stolen by someone i knew. i reported it to the police and they stated it was a civil case. i reported it ti Fox Rental and they said i was responsibl
We purchased a used car and insured it with Geico for both comp and liability. It was being repaired so while it was being fixed, I rented a car, under my name with Fox. An acquaintance took keys from my hand and was playing with the them while standing around the car. It was a social gathering and I was distracted, went to the bathroom, etc. It was only upon leaving that I realized that "Tony" (not his real name) had driven off in the car. I wasn't too concerned at first, but got his number from someone and called. He answered and said he said "yeah, I'm on my way back." He never answered my calls again.
Long story as short as I can make it, I spent three weeks being told byFox that they would not report it stolen it was my responsibility and they were happily billing my credit card. I called local police in my town and Oakland Police and both refused to assist and refused to take a stolen vehicle report because it was a "civil case". I had another key and spent nights running to this guys Father's, Sister's and girlfriend's house in the in the Oakland "hoods" to repo my car back. I'm not a brother, so I looked somewhat suspicious. Never found it.
Eventually, it was dropped off at one of the Rentals locations. During this time I felt under seize without options. I am lucky that the final bill from Fox was only $3,500. It could have been so much worse. I have since paid this amount and thought lesson learned the hard way.
Then I read a similar situation but the guy hired an attorney and a claim was made on his personal insurance. The attorney said simply, "this car was stolen from you and it a theft is covered for loss"
Is this a legit thought process? What about statutes of limitations on filing a claim? I know it's seems a long shot but can't blame a guy from trying.
Any thoughts appreciated.
rental car was stolen and stolen by someone i knew. i reported it to the police and they stated it was a civil case. i reported it ti Fox Rental and they said i was responsibl