Robust Exchange Options........for Dental??

[Ann H]

Pediatric Dental was not supposed to be optional. It was supposed to be included as an EHB on all plans.

However, HHS is letting carriers submit plan designs without it, so long as the exchange is also selling stand-alone dental plans.

Technically, it's still not optional. If you buy a plan without Pediatric Dental, you're supposed to march right over to the dental section and purchase a stand-alone dental plan with at least Pediatric dental coverage.

The problem is that those who do not buy the Pediatric dental coverage won't be penalized under the individual mandate penalty, so many experts are guessing that many consumers will go without the Pediatric dental coverage.

 

[AllenChicago]

Pediatric Dental was not supposed to be optional. It was supposed to be included as an EHB on all plans.

However, HHS is letting carriers submit plan designs without it, so long as the exchange is also selling stand-alone dental plans.

Technically, it's still not optional. If you buy a plan without Pediatric Dental, you're supposed to march right over to the dental section and purchase a stand-alone dental plan with at least Pediatric dental coverage.

The problem is that those who do not buy the Pediatric dental coverage won't be penalized under the individual mandate penalty, so many experts are guessing that many consumers will go without the Pediatric dental coverage.

Those "experts" are geniuses aren't they? Well Ann, we're even smarter than they are. It is not a guess, but a guarantee that those with no children in the household will forgo Pediatric dental.

As always, your insightful, experienced-based wisdom is appreciated. I'm sure many forum members and regular visitors keep look forward to reading posts from ANN and also YAGENTS.
I sure do. -Allen

 

[Ann H]

Those "experts" are geniuses aren't they? Well Ann, we're even smarter than they are. It is not a guess, but a guarantee that those with no children in the household will forgo Pediatric dental.

As always, your insightful, experienced-based wisdom is appreciated. I'm sure many forum members and regular visitors keep look forward to reading posts from ANN and also YAGENTS.
I sure do. -Allen

Thank-you for the kind words. I enjoy reading posts from you, too. You clearly keep up-to-date with the ever-changing news about PPACA. That's quite a task, isn't it?