Security National Graded.

[TPAAgent]

Not sure why more agents dont use American Amicable for Graded.. Right there with SNL and pays full commision up to age 70.. -15% from 71-80...and can get Accidental up to age 80 where most companies cap it at 70 years of age-.. and its a true graded.. 30% 1st year, 70% 2nd

 

[Baseball7]

Cause Am Am Modified is very useful but Graded stuff can usually get first day coverage elsewhere.