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There's a six month waiting period for type II services, 12 month waiting period for type 3. This plan doesn't pay a percentage split, rather it the client just pays X amount for whatever service, and the insurance pays the rest....
What I don't understand is how there is no network, what if a dentist won't take it?
There is not network with PFFS plans either. I'm not familiar with the plan but I'm guessing it works like a PFFS plan. The doctor can choose to take it or not. If he takes it today he may not take it tomorrow.
The tooth may fall out before finding a dentist that will take it.