GDC payout depends on your firm. My old Credit Union firm has a monthly GDC tier structure. The more you did, the higher the % payout. We capped out at 45% if we did $44k (we had an assistant, otherwise it was just $40k). $44k x 45% = $19,800 The ranges were (without an assistant): $0 - $15k: 15% $15k - $25k: 25% $25k - $40k: 35% $40k+ : 45% My firm has a monthly structure, but many others have a cumulating annual structure based on annual production. Here's what you didn't know: The firm would put any FIXED insurance business "through the grid" AND we had "wholesaler relationships" to "feed". So I never sold a fixed or indexed annuity, nor did I know anything about life insurance until I LEFT the firm... because our wholesalers represented mutual funds, variable annuities, and fee-based AUM services. Then they also control who you can contract with and your marketing materials & efforts. Lots of restrictions. But at a credit union, they had the members to sell to, so you have to weigh it out. Anyway, there's lots on the forum regarding securities licensing. I will say this: having BEEN securities licensed... I understand many more things about financial planning than I would have if I never had them. ---------- I turned it on for a few people and never turned it back off. Oh well.