Silent Seizures Epilepsy

[WinoBlues]

I have a client who's daughter has had epilepsy since age of 2 weeks brought on from Meningitis. Looking for a small policy $10,000 - $$20,000.

California
Female age 45-46
Non smoker
5' 200#s
On Medical
Has Silent Seizures, Last Grand Mal was about age 10
More than 12 seizures per year
Meds = Klonopin

I am thinking Monumental Std or American Memorial.

Any thoughts?

 

[GreenSky]

Any thoughts?

Generally I have no thoughts. So no.

Rick

 

[Fisher]

More than 12 seizures per year

That would be graded with Monumental, Lee, if within the past year.

 

[WinoBlues]

That would be graded with Monumental, Lee, if within the past year.

Thanks. I think her being under 50 is going to limit me.

 

[Todd King]

Thanks. I think her being under 50 is going to limit me.

Monumental goes from ages 0-85 on preferred and standard and then 18-80 for the graded.

 

[TDFnCali]

I have a client who's daughter has had epilepsy since age of 2 weeks brought on from Meningitis. Looking for a small policy $10,000 - $$20,000.

California
Female age 45-46
Non smoker
5' 200#s
On Medical
Has Silent Seizures, Last Grand Mal was about age 10
More than 12 seizures per year
Meds = Klonopin

I am thinking Monumental Std or American Memorial.

Any thoughts?

UHL has no ht/wt chart or drug list....their graded (which is really ROP 1st 2yrs) doesnt ask about seizures. They go down to 45yrs old in Calif, but rates are based on closest age!

10k = $30.29
15k = $43.11
20k = $55.93

Hope that helps....

 

[WinoBlues]

UHL has no ht/wt chart or drug list....their graded (which is really ROP 1st 2yrs) doesnt ask about seizures. They go down to 45yrs old in Calif, but rates are based on closest age!

10k = $30.29
15k = $43.11
20k = $55.93

Hope that helps....

Their site was down last night. I'll check out the app today. Thanks.

 

[TDFnCali]

Their site was down last night. I'll check out the app today. Thanks.

No problem, if u need my agent # to split that comm, lemme know...LOLOL!! Or a steak dinner would work!

Im going to try and attached app, u only need to answer "No" to questions A-D for Graded!

 

[jdeasy]

Their site was down last night. I'll check out the app today. Thanks.

Might as well refer them out to LH as put them with UHL. Probably even get immediate with LH.

 

[TDFnCali]

Might as well refer them out to LH as put them with UHL. Probably even get immediate with LH.

The prices are quoted are high for a graded product?? Whats wrong with UHL??