- Thread starter
- #11
phaedruspress
Expert
- 79
1. Go to Medicare.gov
2. Create an Account
3. Enter in your drugs
4. Use CVS and Walmart as the pharmacies
5. Sort based on "premium and drug cost"
6. Determine the least expensive plan.
7. IMO, if you are paying more than $500/year total, its well worth your time to look at more than 2 pharmacies.
Helpful hint: Most likely, your current SS Part D plan has a $100 deductible. Next year, there is a significant increase. Remember that if you get the Shingles shots at the pharmacy, it applies to the Part D deductible. If you still need the shots, get the 1st one done this month, so you can get the 2nd one in December-BEFORE you have the new, higher Part D deductible to meet.
Sorry, the "deductible" on the plans always has confused me. In the three years that I have had Medicare accompanied by a PDP I have never met the "deductible" and yet my drug costs have been minimal and always jive with the low cost indicated on the Medicare website as well as on the plan's website in this case my current Humana Walmart Rx Plan. If I switch over to the SilverScript plan if nothing goes sideways this coming year I will again not meet the "deductible" for the SilverScript plan just as I have not met the deductible for the Walmart plan but nonetheless I fully expect to only pay as mentioned the $1.00 monthly co pay for the only medication that I currently take without coming anywhere near the stated deductible. Currently without meeting the Walmart deductible I am only paying $1.70 a month for the same medication. Any insight too my confusion would be greatly appreciated.