Sold a Man His First and Last MedSupp...

G.Gordon

Guru
1000 Post Club
3,182
Missouri
He is only 67 and retiring with terminal cancer. He will lose his group insurance 1/1/10. Most likely he won't see his first policy anniversary. I also wrote his 63 year old wife an individual plan.

It's tough knowing your sitting across the table from a dead man.
 
He is only 67 and retiring with terminal cancer. He will lose his group insurance 1/1/10. Most likely he won't see his first policy anniversary. I also wrote his 63 year old wife an individual plan.

It's tough knowing your sitting across the table from a dead man.

I had the same experience with a man I sold a PDP to several years ago. He had throat cancer and was going in for surgery within the week. I sent him something in the mail the next year and the envelope was returned stamped "deceased."
 
That's gotta be tough. Can't say which is more difficult. Selling a policy to someone who is a short timer, or selling a policy to someone who is perfectly healthy then 2 years later is dead.

I have had this happen more than once. It never get's easy.
 
I had one guy as a client for about two years. His wife was T65 in April. She died in July. He smoked, had yellow skin, looked like crap. She volunteered, looked good for her age, took no medications. The wierd thing is I was in that town that day on their street. I saw the ambulance, police, fire, etc., and assumed "Ol Darrel died... not a surprise", but man was I surprised when I called to inquire the next day.

Some cases just make you wonder.
 
I had the same experience with a man I sold a PDP to several years ago. He had throat cancer and was going in for surgery within the week. I sent him something in the mail the next year and the envelope was returned stamped "deceased."

I sold a MA plan to a handicapped gentleman last AEP, only to find out he died in January. I not only got the charge-back, but was dinged for "rapid disenrollment"!
 
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