Source for carrier medical

Sep 13, 2008

  1. jimsthename
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    jimsthename Expert

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    Is there a source that provides a grid or layout of the varying insurable medical conditions for most carriers. For example, if I have a client with hbp or diabetes, I would like to reference a source that would tell me which carriers are most likely to approve coverage.
     
  2. somarco
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    somarco That Medicare Expert Guy

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    The best source is the underwriting guide for each carrier. Study them, make notes. There are so many variables, and carriers change their mind on what they will do and what they won't that a grid will be out of date in 6 months.
     
    somarco, Sep 13, 2008
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  3. jimsthename
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    jimsthename Expert

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    Thanks, but I am looking for a shortcut.

    Surely some source compiles and updates this information on a regular basis? Yes?
     
  4. moonlightandmargaritas
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    moonlightandmargaritas Guru

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    No.
     
  5. jimsthename
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    jimsthename Expert

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    Do compulife or any of the quoting software companies include medical requirements?

    Seems this would be a vialble service.
     
  6. somarco
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    somarco That Medicare Expert Guy

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    No
     
    somarco, Sep 13, 2008
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  7. GreenSky
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    GreenSky Guru

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    This is not EXACTLY what you want, but take a look at www.pjpce.com. You can get into the site via the "Live Demo" icon upper right.

    After running a quote try their health analyzer. It does something like what you want.

    Rick
     
    GreenSky, Sep 13, 2008
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