Spwl

[Norwayguy]

I'm a little rusty on life insurance with the exception of term and GUL for the most part but can somebody help me with this:

A fellow agent friend of mine just took $70,000 and put it into some kinda Genworth GUL product and his client gets a $450,000 face amount of insurance. (65 y.o. I believe)

Anyway if he had done the same with SPWL, his client wouldn't of had anywhere near that face amount of insurance.

Now if this is true because I'm only going by what he says however I have confirmed this with a SPWL FMO that it is entirely possible, what would be the pros and cons of either way in this case? How do you know what route to go?

Sloth of times you are moving CD money where the client gets an immediate death benefit larger than what they had in the CD while maintaining access if needed to the cash values. I know an Imo promoting a fraternal carrier that has CSV by the end of year 1 guaranteeing to be 103% of the amount put in with guaranteed 3% growth much better than cd rates.

 

[lachjs789]

There is a SPWL product we have access to that guarantees positive cash value in year one and tremedous future cash values that can usually out compete current fixed annuities. Let me know if you would like more information.
[email protected]

 

[Newby]

There is a SPWL product we have access to that guarantees positive cash value in year one and tremedous future cash values that can usually out compete current fixed annuities. Let me know if you would like more information.
[email protected]

Can it be sold to Methodists?