Stand-alone BPP

[rgleyzer]

Is there a market for BPP a tenant occupying a small office? They are a home care operation and the way a particular carrier I'm working with is filed in the state of NJ, they have an excellent price on the PL/GL/HNOA, but when it comes to adding a small $20,000 BPP it adds an additional $4,000+ in premium.

Any market out there that can insure the BPP at a minimum premium?

 

[adjusterjack]

when it comes to adding a small $20,000 BPP it adds an additional $4,000+ in premium.

If you are talking office furniture, computers, file cabinets and the like, that's pretty bizarre. Even a scheduled articles floater shouldn't cost more than 2%.

If the PL/GL/HNOA is for the home care exposure try finding another carrier to write a Business Owners package with just the premises liability and the office contents. I can't imagine that being too costly.

 

[BADTROUT]

Harford does a property only BOP and Foremost property rates have been good.

 

[ABAInsurance]

Try Guard or MetBop