Stand Alone Cancer plans..?

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An MA plan with a stand alone cancer policy as a lower priced option to a med. supp and stand alone pdp ... In Ohio if that matters ... thoughts ..?

Verses using a H.I.P to offset the potential MA costs ..?

Medicare does provide coverage for chemotherapy. However, a person may have to pay up to 20% of the costs of the treatment out-of-pocket, depending on the type of health insurance they have.
A 2017 study Trusted Source found that people with Medicare paid an average annual out-of-pocket amount of $5,976–$8,115 for chemotherapy. The average out-of-pocket cost for those with employer-based insurance was $5,492 a year.
Research from 2019 found that the average out-of-pocket costs of chemotherapy under Medicare Part D varied depending on the type of medication doctors prescribed. In some cases, the cost could exceed $8,000.
 
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An MA plan with a stand alone cancer policy as a lower priced option to a med. supp and stand alone pdp ... In Ohio if that matters ... thoughts ..?

Verses using a H.I.P to offset the potential MA costs ..?

Medicare does provide coverage for chemotherapy. However, a person may have to pay up to 20% of the costs of the treatment out-of-pocket, depending on the type of health insurance they have.
A 2017 study Trusted Source found that people with Medicare paid an average annual out-of-pocket amount of $5,976–$8,115 for chemotherapy. The average out-of-pocket cost for those with employer-based insurance was $5,492 a year.
Research from 2019 found that the average out-of-pocket costs of chemotherapy under Medicare Part D varied depending on the type of medication doctors prescribed. In some cases, the cost could exceed $8,000.
Many HIP'S have a cancer rider you can add.
 
Many HIP'S have a cancer rider you can add.
I knew that but I'm thinking it can only be added in addition to the daily hospital, etc ... I can see where some might just be ok with the daily hospital, outpatient co pays, etc., but maybe they want to pay a bit extra to protect against chemo ..? One person i know spoke of a 5K bene for 15 bucks a month ...
 
I knew that but I'm thinking it can only be added in addition to the daily hospital, etc ... I can see where some might just be ok with the daily hospital, outpatient co pays, etc., but maybe they want to pay a bit extra to protect against chemo ..? One person i know spoke of a 5K bene for 15 bucks a month ...
Yes, there are stand alone cancer plans and cancer is probably the biggest concern/liability you have with a Medicare Disadvantage plan.
 
"DIS" advantage ... "dat's a good one ..." 🙄 A carrier name would be more helpful ... 😐
GTL/UNL and Aetna are a few that have stand alone cancer plans.

I've got a 92 year old lady that has had Med Supps with me for 27 years. She always calls me complaining about the MA commercials. She refers to them as Medicare Disadvantages.
 
GTL/UNL and Aetna are a few that have stand alone cancer plans.

I've got a 92 year old lady that has had Med Supps with me for 27 years. She always calls me complaining about the MA commercials. She refers to them as Medicare Disadvantages.
I get it. And also complains about paying over 400 a mo. for her supp. premium ..? She's very clever ...
 
I get it. And also complains about paying over 400 a mo. for her supp. premium ..? She's very clever ... is there a best value Cancer plan ..? Actually, that's interesting ... she still healthy? When's the last time you flipped her into a cheaper supp ... and how many times over 27 years have you done that ..?
 
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