Is anyone doing FE business with Standard Life and Casualty out of Utah? FEXQUOTES has added them to their quote engine and they are the least expensive at almost every age, male and female, smoker and non smoker. Do they use a SIWL yes-no app? Underwriting? Claims Payment? Rated B++
Standard Life and Casualty ???
- Thread starter rousemark
- Start date
- 2,455
I saw where someone posted about them before for FE but it was a while ago. Surprised nobody has responded. Maybe nobody is writing it.
- 17,072
rousemark said:
Their list of knock outs is pretty long. They seem to be more like a fully underwritten app but I haven't actually tried them so I could be off on that.
- Thread starter
- #5
I contracted with them. Received the apps yesterday. Might be a little more restrictive than Settler's Gold but not much. Apparently they ae anticipating adding another plan because a couple of questions are repeated with different time lengths, sort of like Settlers gold and Silver app. They do have two additional questions that apply only to under age 50. The materials, especially the app are nicely done.
- 2,455
I thought they did a phone only application too? No paper required.
- Thread starter
- #7
No, that is Equitable Life and Casualty which is also out of Utah. I contracted with them for some of thier supplemental health products but they do have a good FE rate for insulin dependent diabetics and will take them at younger ages. Write up to 100K SIWL, level, graded, ROP. Haven't submitted anything yet ( am taking off until June) but have had dealings with some of the folks in the HO and they seem to be really nice folks.
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- 17,072
rousemark said:
What ages are you finding them to be cheap?
I can't find a sample where they are in the top 5 and usually they aren't even in the top 10.
You had my attention for a minute but I don't see what you are seeing.
- Thread starter
- #9
FEXquotes.. Here is 65 male NS
- Thread starter
- #10
65 tobacco user male is $62.27
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Newby: It is only avaiable in NC, SC, GA, FL, TN, TX, UT, AL. If you use FEX, plug in TN instead of KY or IN.
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