- 8,448
Greetings all,
I'm currently writing all IHC Health Solutions Short Term Medical plans, but with that company's premiums continuing to escalate, I want to add a lower-priced, quality carrier to the portfolio.
Today, I was solicited to write this particular plan from Peterson International Underwriters.
Link to Brochure: https://www.piu.org/wp-content/uploads/2016/12/Short-Term-Major-Medical-01-01-2017.pdf
Does anyone have experience with this plan and/or company? The premium is extremely low, compared to what IHC Health Solutions is charging.
I'm mostly concerned about the overall quality of the company, PPO Network, Customer Service, Claims payment, etc., from a customer's perspective.
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ALSO, have any new GAP/Deductible-Payer plans been unveiled by any carrier for 2017?
Specifically, are there any that will reimburse an individual's deductible for any medical care that is covered by the insured's Major Medical health plan?
I've attempted to accomplish this with Critical Illness and Injury plans, but there are a huge number of people who go to the hospital E.R., or a neighborhood medical center, for Non-Injuries and Non-Critical Illnesses.
A general medical plan with a $7500 coverage limit, and a $250 or $500 deductible would be PERFECT. Does one exist?
Thanks for any constructive feedback!
-Allen in Chicago
I'm currently writing all IHC Health Solutions Short Term Medical plans, but with that company's premiums continuing to escalate, I want to add a lower-priced, quality carrier to the portfolio.
Today, I was solicited to write this particular plan from Peterson International Underwriters.
Link to Brochure: https://www.piu.org/wp-content/uploads/2016/12/Short-Term-Major-Medical-01-01-2017.pdf
Does anyone have experience with this plan and/or company? The premium is extremely low, compared to what IHC Health Solutions is charging.
I'm mostly concerned about the overall quality of the company, PPO Network, Customer Service, Claims payment, etc., from a customer's perspective.
----------------------
ALSO, have any new GAP/Deductible-Payer plans been unveiled by any carrier for 2017?
Specifically, are there any that will reimburse an individual's deductible for any medical care that is covered by the insured's Major Medical health plan?
I've attempted to accomplish this with Critical Illness and Injury plans, but there are a huge number of people who go to the hospital E.R., or a neighborhood medical center, for Non-Injuries and Non-Critical Illnesses.
A general medical plan with a $7500 coverage limit, and a $250 or $500 deductible would be PERFECT. Does one exist?
Thanks for any constructive feedback!
-Allen in Chicago