Subsidy

[taterpeeler]

wow... tough one.... don't tell the client to do this but in order to get the subsidy the client would need to term the plan in any month and file an exemption due to being over 8% of income... next in the upcoming AEP since she is no longer eligible for the retiree plan go on exchange and get subsidy....

or..... in next aep vol term the plan.... go into the exchange, get subsidy.... right now I see no way to get in as she a) has MEC coverage...B) it aint terming.....

 

[rugerred]

Taterpeeler i didn't think they could voluntarily term a group plan and get a subsidy.

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[taterpeeler]

Taterpeeler i didn't think they could voluntarily term a group plan and get a subsidy.

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everything im reading out of this thread is its a retirement plan and as a rule, just like my Medicare training, once you kill off a retiree plan its game over for that plan.....

Next, terming the "retiree" plan and then enrolling in the AEP... seems good to go....dunno, li9ke I said a tough case

 

[rugerred]

everything im reading out of this thread is its a retirement plan and as a rule, just like my Medicare training, once you kill off a retiree plan its game over for that plan.....

Next, terming the "retiree" plan and then enrolling in the AEP... seems good to go....dunno, li9ke I said a tough case

Ya its tough to figure out, it's not as straight forward as medicare. It is still an employer offered plan and if he termed it that would be different. Maybe i am confusing something.

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[Yagents]

They will ask for her employer info, and she doesn't have one.

 

[rugerred]

They will ask for her employer info, and she doesn't have one.

No but it also asks if she is offered job based insurance from a spouse. Right before the cobra questions.

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