surcharge points

[cheryl doyle]

Hi, I am a 69 year old disabled veteran. I have had great difficulty finding a car insurance co. that is resonable. presently I am with mapfre at 4800 per year. my monthly payment for august will be 515. my insurance company tells me its my surcharge points presently 25 that have caused so many companies to turn me down. although in the past 2 years there have been no incidences. can anyone help me..

 

[Chazm]

You might want to post this in the auto or P&C section. This section is for senior insurance like final expense and med supps.

Though, someone from over there may come on and help you out.

I’d help if I knew one thing about auto

 

[somarco]

Get a copy of your CLUE report for starters.
LexisNexis Personal Reports

Ask your current broker for competitive quotes and WHY your rates are high.

If your broker can't help, get another broker.

Also do as Chazm said and repost in the auto insurance forum

 

[VolAgent]

You mention surcharge points and past two years. How many accidents and tickets do you have that were in the last 3 years and last 5 years? I'm not familiar with Mass, but typically tickets and accidents stay on for 3 years, although the impact drops each year.

 

[fed up]

Call USAA. If they can't help you with a lower rate I doubt that you will find one