Switching from Medicare Advantage to original Medicare plus Medigap and PDP.

[LostDollar]

For G-HD it sounds like I should just take the lowest price then.

Caveat, not an agent but an HDF plan holder.

Another carrier I might consider for the HDG and rate stability would be New Era.

A few years back I had a table of New Era price increases that showed minimal adjustment to the HD premiums. I don't know if that has been updated, or if it has, if it is visible to non-agents.

You could ask agents what they think of New Era vs UA for the HD products.

 

[LostDollar]

Not really. $2870 MOOP is pretty low and well worth the low HDG premium.

YMMV

I am NOT saying don't buy the HDG product.

However, I think you should consider with the HD F&G products, if you get locked into one because of health issues, or when you approach end of life care situations, hitting the maximum deductible plus the HDG premium will put you at an annual medigap cost level that would exceed the cost of a regular G plan.

An annually rising deductible will only make that cost scenario worse.

Just an additional consideration for you as you evaluate health insurance premiums in relation to your finances and presumed health scenarios.

 

[goillini52]

Caveat, not an agent but an HDF plan holder.

Another carrier I might consider for the HDG and rate stability would be New Era.

A few years back I had a table of New Era price increases that showed minimal adjustment to the HD premiums. I don't know if that has been updated, or if it has, if it is visible to non-agents.

You could ask agents what they think of New Era vs UA for the HD products.

Good luck with that. New Era's not in Kansas.