Tried the Texas State site, but like everything government, built confuse not much help.
I am 65 retired fixed income. My home is 2200 sq ft. All insurance companies I have dealt with require 100% board/nail replacement coverage, $200,000.00+. I owe Chase bank $70,000.00 + or -. Why or can I get the amount of coverage I want to purchase to keep Chase Bank covered? Even half $100,000.00 would give me some relief. At one time in this country we could buy what we needed, not what the all powerful institutions make you purchase. I would bet my remaining years on this earth if I had a 100% loss they would screw me down to a much lesser amount than what I have been purchasing for years.
While I am perched high on this box or ledge, Buy a new truck, you pay a price for coverage..new truck... as it ages why does not the insurance cost reduce as replacement would be less. My home has appreciated, but my truck has depreciated. Just a thought.
Trying to stretch
my retirement to last my life.
I am 65 retired fixed income. My home is 2200 sq ft. All insurance companies I have dealt with require 100% board/nail replacement coverage, $200,000.00+. I owe Chase bank $70,000.00 + or -. Why or can I get the amount of coverage I want to purchase to keep Chase Bank covered? Even half $100,000.00 would give me some relief. At one time in this country we could buy what we needed, not what the all powerful institutions make you purchase. I would bet my remaining years on this earth if I had a 100% loss they would screw me down to a much lesser amount than what I have been purchasing for years.
While I am perched high on this box or ledge, Buy a new truck, you pay a price for coverage..new truck... as it ages why does not the insurance cost reduce as replacement would be less. My home has appreciated, but my truck has depreciated. Just a thought.
Trying to stretch
my retirement to last my life.
