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- #431
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I'd be more interested in knowing if ObamaCare Marketplace and Medicaid customers who have used their plans for sickness or injury are satisfied.
The Current State Of ObamaCare - ACA
- Thread starter AllenChicago
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I'd be more interested in knowing if ObamaCare Marketplace and Medicaid customers who have used their plans for sickness or injury are satisfied.
My guess is, those who tried to use them for "casual", routine claims were not real happy. In the big picture something like 85% of policyholders incur less than $2,000 per year in claims.
The other 15% generate the bulk of claims averaging more than $40,000 per year. Some exceed $100k and a few will approach or breach $1M.
You can bet the folks that have big claims have few it any complaints.
OTOH, if you are paying $10/mo for your plan you have no complaint.
The other 15% generate the bulk of claims averaging more than $40,000 per year. Some exceed $100k and a few will approach or breach $1M.
You can bet the folks that have big claims have few it any complaints.
OTOH, if you are paying $10/mo for your plan you have no complaint.
- 10,830
With all of the subsidies for Deductibles and Co-Pays, of course they were happy.
And not just for the big stuff Bob... I will never forget the man who paid is subsidized Co-Pay with 20 quarters at my doctor.... and he was there because he had a cough for 3 days and "needed" medicine...
Using other peoples money almost always makes for a positive experience.
And not just for the big stuff Bob... I will never forget the man who paid is subsidized Co-Pay with 20 quarters at my doctor.... and he was there because he had a cough for 3 days and "needed" medicine...
Using other peoples money almost always makes for a positive experience.
I had a bout with bronchitis a few months ago. After almost a month and couldn't shake it, went to a walk-in clinic. I have been there before and easier than trying to schedule my regular doc.
In and out in less than 30 minutes. Doc gave me Rx for antibiotic - steroid combination to break the congestion plus, and this shocked me, an Rx for cough syrup with codeine. Also told me to pick up OTC flonase.
Told her I probably would not fill the syrup unless needed.
And I didn't.
Took about a week to shake the cough and residual.
This clinic is usually conservative in their approach. Very surprised at the codeine cough syrup. She said she gives that to her kids on a regular basis.
I guess they are hyper.
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- #435
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Most ObamaCare IFP customers are above 250% of FPL and get no help with the Deductible and OOP. The $6,800 OOP is higher than what most of them had before 2014. It's hard to imagine this majority rating themselves as "satisfied", if they had a sickness or injury.
Health Net of AZ, who are not cheap here and last one paying SEP commissions in AZ, sent out a notice they are no longer paying for SEP. But, they will have "competitive" commissions for OEP. Given that they pay 2% on bronze and CAT, and 4% on Silver/Gold, and are overpriced as it is....... won't make a difference to me and the 4 clients in my book.
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10th grade???? Is that ultimate goal?
2016 Survey of Health Insurance Marketplace Assister Programs and Brokers | The Henry J. Kaiser Family Foundation
I was named top broker in my zip code
I was named top broker in my zip code
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- #439
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2016 Survey of Health Insurance Marketplace Assister Programs and Brokers | The Henry J. Kaiser Family Foundation
I was named top broker in my zip code
Easy to do when you live in gated-community with 22 mansions and its own zip code.
This would kill the small group market:
Small-group cash for health coverage bill nears House vote | LifeHealthPro
Small-group cash for health coverage bill nears House vote | LifeHealthPro
