FETalk
Super Genius
- 140
Which final expense insurance companies do you all think have the lowest rates in 2025?
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Gonna depend on state but you don't need 5.Which final expense insurance companies do you all think have the lowest rates in 2025?
3 of those 5 are fraternals . Royal Arcum already shit on policy holders about 7 yrs ago according to what I've read agents say . Most of these in few states . The only usable ones for true fe clients who most are in so so health is Trinity and pfa. All roads lead to am am , moo , Trinity ,Sbli , rna even CICA. Go to throw in senior life and Lincoln !!!Gonna depend on state but you don't need 5.
PFA
KSKJ
SLAC
Trinity/FBL
Royal Arcanum
I threw them in sarcastically but they sell a crap load of feEverybody knows Lincoln Heritage has the lowest rates after you factor in the Guardian thingie.
Discuss amongst yourselves.
What's your problem with fraternals?3 of those 5 are fraternals . Royal Arcum already shit on policy holders about 7 yrs ago according to what I've read agents say . Most of these in few states . The only usable ones for true fe clients who most are in so so health is Trinity and pfa. All roads lead to am am , moo , Trinity ,Sbli , rna even CICA. Go to throw in senior life and Lincoln !!!
No they don't. It's just their big lie about how much they sell.I threw them in sarcastically but they sell a crap load of fe
I've read many times they both sell $100-$200 mil of fe premium . In the old days I agree trams sold a lot of fe . I find it hard to believe they sell that much fe anymore . I hear few agents talking about selling trans fe anymore . I got no doubt am am outsells them in fe premium as it seems all the big telesales shops push am am hardNo they don't. It's just their big lie about how much they sell.
They sell about 10% of what Trans does.
If that matters?
Is KSKJ still working with independent agents, or are they now only do business inhouse with captive agents?Gonna depend on state but you don't need 5.
PFA
KSKJ
SLAC
Trinity/FBL
Royal Arcanum